*Purpose of Loan:    Choose belowPurchase, property has been identifiedPurchase, still looking for a propertyRefinanceCashOut RefinanceNew ConstructionHome Equity Loan/Line   

*Property will be:    Choose belowPrimary ResidenceSecondary ResidenceInvestment Property

*Primary Borrower Name:    

Co-Borrower Name:

*E-mail:      

*Contact Phone:      

Property Address:

City:    State:StateALAKAZARCACOCTDEDCFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPAPRRISCSDTNTXUTVTVAWAWVWIWY       Zip:  

*What are your goals and motivations with this loan, are you looking to buy, fix-up, and sell, will you buy and hold? Explain as much as possible so we can find you the right loan
 

*Property City:     *Property State:    SelectALAKAZARCACOCTDEDCFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPAPRRISCSDTNTXUTVTVAWAWVWIWY

*Property Type:    Choose oneSingle family homeCondominiumTownhouseMobile Home on Permanent FoundationDuplexTriplexFourplexPlanned Unit DevelopmentOther 

If Condo, How many stories N/A1-4Over 4 stories

*How long have You or Seller owned the property?   

*How many properties do you own (incl. primary residence)

*How much experience do you have as a landlord?   

*Is Property Condition Average or Better? Yes/No   

*Purchase Price? $   

*Estimated Value? $

*How much are you putting down? $   

*Desired Loan Amount $

Are any repairs needed? If so list

If this loan is a refinance please fill in the following;

*Estimated Value $

*Amount Owed 1st Mortgage $

Amount Owed 2nd (HELOC) Mortgage $

*Current Rate 1st

Current Rate 2nd

*Do you have a Pre Payment Penalty on this property?

What is your goal of refinancing? (Pay off debt? What debt? Lower rate? Repair Home? What repairs?

Property Notes: Put in anything about the property that may be an issue. (Title issues, Liens, Seller contributions)

*Primary Borrower Credit Score?     (If unknown please rate on a scale of 1-10)

*Co Borrower Credit Score?         (If unknown please rate on a scale of 1-10)

*Do you have collections or charge offs on your credit?    Choose_BelowNoYes

When was the last collection or charge off added to your credit

*Any Bankruptcy or Foreclosures? If so when?   

*When was the last time you were over 30 days late on a payment?

  months ago

*When was the last time you were late on a mortgage payment?

  months ago

*Your Monthly Rent/Mortgage Payment on primary home$   incl taxes and insurance.

*Do you pay mortgage/rent by check?    

*Do you pay an organization or individual  

*How many credit cards/loans (not mortgage) with a high credit limit of $2,500+

*How many credit cards/loans (not mortgage) with high credit limit of under $2,500

Describe any negative mark that is or might be on your credit in detail, what, when, how much, current status, etc.:

*Total Minimum Car Payments $    

*Total Minimum Credit Card Payments $    

*Total Student Loan Payments $  

*Total Minimum Child Support/Alimony Payments $    

*Total Minimum Other Credit/Loan Payments $  

Describe other general credit problems or concerns:

*How much do you want to put down?   Choose OneAs little as possibleNothing Down5 Percent10 Percent15 Percent20 Percent25 Percent30 percent

*What is the most you can put down?  Choose OneNothing Down5 Percent10 Percent15 Percent20 Percent25 Percent30 percent

*Would you like offers with less money down?   Choose oneNoYes

*Total Bank Balances $    

*Total 401K / IRA Balances $    

*Stock, Other Assets $  

*Open and available Home Equity Balance $

Any other assets you would like us to consider?  

*What is Primary Borrower's occupation, job title?  

*How Long have you been in this Field of work?

*What is Co-Borrower's occupation, job title?

*How Long have you been in this Field of work?

*Primary Borrower Total Annual Income $     

*Co-Borrower Total Annual Income$  

If less than 2 years in above jobs, please provide 2 years worth of job history. Also add any other forms of income

Have you had any of the following for a full 2 years?

*Business License? Corporation? Other business entity?   Choose belowN/ANoYes

*What is annual income shown on your tax returns? $

*Do you have a CPA who can verify that you have been self employed for 2+ years? Choose belowN/ANoYes

*Do you depreciate any property on your taxes?   Choose belowN/ANoYes

Can you provide:  answer yes or no to each question

*W2's for last 2 years verifying income shown above  

*Pay Stubs for last 30 days verifying income shown above

*Tax Returns for last 2 years verifying income shown above

*1099's for last 2 years verifying income shown above  

*Social Security documentation verifying income shown above

*Pension documentation verifying income shown above   
 

*Other proof of income, such as bank statements showing regular deposits for 12 months verifying income shown above: 

*Can you provide 60 days of asset and/or bank statements verifying the information listed above?   Choose belowNoYes

*Can you verify employment in the same line of work for 2 years? (Using Pay stubs, Licenses for Self Employed, CPA Letter, Employer verbal verification):   Choose belowNoYes

*Can you verify rent/mortgage payments for past 12 months? (Cancelled checks, Money order stubs, Letter from Company):   Choose belowNoYes

Tell us what kind of loan are you most interested in --

*Loan Term    Choose below30 year fixed25 year fixed20 years fixed15 year fixed10 year fixed/30 yr loan7 years fixed/30 year loan5 years fixed/30 year loan3 years fixed/30 year loan2 years fixed/30 year loan1 year fixed/30 year term

*Will you accept a loan with a Prepayment Penalty? (Keep in mind many programs require a pre-payment penalty, if you definitely cannot have a pre-payment penalty please indicate reasons below   Choose belowNoYes

*Are you open to an Interest Only loan? Your payment will be lower but you may have a higher rate   Choose BelowNoYes   

*Are you open to loans with Mortgage Insurance?   Choose belowNoYes

Any other items you would like us to know about?